Terms & Conditions

1. Acceptance of Terms

Welcome to NomoreCredit. By accessing, registering, or using our platform, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue the use of our services immediately.

2. About NomoreCredit

NomoreCredit is a cloud-based billing and invoice management platform operated by **JB AI Tech Group**. The platform enables registered users to manage business information, maintain wallet balances, generate invoices, and access related billing services.

3. User Registration

To access platform services, users must:




Users are responsible for ensuring that all information submitted is accurate and lawful.

4. Account Security

Users are solely responsible for:



NomoreCredit shall not be responsible for losses resulting from unauthorized account access caused by user negligence.

5. Business Information

Users may be required to provide: Business/Firm Name, GST Number, Address, Contact, and Banking Information. Users confirm that all submitted information is accurate and legally owned by them.

6. Wallet Services

NomoreCredit operates a wallet-based service model. Users may add funds to their wallet through supported payment methods. The company reserves the right to review, verify, or restrict wallet activity if suspicious or fraudulent transactions are detected.

7. Service Charges

NomoreCredit follows a **pay-per-use** billing model. Applicable service charges are deducted from the user's wallet balance based on actual usage. Charges may be modified from time to time without prior notice.

8. Invoice Generation Services

Users are solely responsible for: Accuracy of invoice information, Compliance with applicable tax laws, and Information provided to customers. NomoreCredit acts only as a software platform.

9. Prohibited Activities

Users shall not use the platform for unlawful activities, submit false information, or attempt unauthorized access. Violation may result in account suspension.

10. Wallet Withdrawal Requests

Withdrawal requests are subject to verification and may be processed within up to 7 working days. The company reserves the right to reject requests if verification fails.

11. Refund Policy

Refunds shall be governed by the official Refund Policy published on the platform.

12. Termination

NomoreCredit reserves the right to terminate accounts involved in fraudulent activity or violation of terms without prior notice.

13. Limitation of Liability

NomoreCredit shall not be liable for business losses, data loss caused by users, or service interruptions beyond reasonable control.

14. Intellectual Property

All platform content, logos, and technology remain the exclusive property of **JB AI Tech Group**. Unauthorized use is prohibited.

15. Modifications

NomoreCredit reserves the right to modify or discontinue any feature at any time without prior notice.

16. Privacy

User information is collected and processed in accordance with our **Privacy Policy**.

17. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in **Haryana, India**.

18. Contact Information